ANALISIS FIQIH MUAMALAH TERHADAP TRANSAKSI PAYLATER DI APLIKASI E-COMMERCE

Abstract

ABSTRACT

This study aims to analyze the Fiqh Muamalah of paylater transactions in E-commerce applications. The object of this study is the implementation of the PayLater system. That many people question digital transactions with the paylater system in the perspective of Islamic law. This study uses a descriptive-qualitative research method, using a library research approach. By adjusting the form of an application that is used as research, books, articles, and journals that are used as reference materials for this thesis. The results of this study indicate that the PayLater payment system uses a direct sale and purchase agreement to the paylater provider which is paid by credit, which is permissible, although at a relatively more expensive price than the cash price. However, if in the paylater system using a qardh agreement or debt in which there are provisions for interest, the law is haram and the agreement is invalid, because it includes usury.

Keywords: paylater; e-commerce; fiqh muamalah